HVAC

For Borrowers:

No homeowner wants to hear “It’ll have to be replaced” when it comes to their home’s HVAC system. For most people the news comes as an unpleasant surprise – it’s no wonder why many homeowners take out loans for HVAC replacement. With new systems costing between $2000 and $15000, HVAC financing is a great option for homeowners.

An HVAC replacement is not all bad news. Homeowners can take this opportunity to upgrade their old system, installing more efficient and convenient HVAC systems. Technology is always improving, and the savings from upgrading to a better system can be substantial. The average HVAC unit lasts 15-25 years. Since heating and cooling costs are about half of the monthly energy bill for US households, smart energy technology is the most effective the sooner you start using it.

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For Businesses:

An HVAC replacement is a great time for a homeowner to upgrade their system and get the very best value for their home. HVAC loans make that possible. HVAC loans are available to those with less than perfect credit through United National Credit. We match homeowners with the right lender for their budget and help them secure affordable monthly payments.

There’s no reason that anyone who needs an HVAC replacement can’t upgrade to a more convenient and efficient system that will result in savings for years to come. By providing a wide range of financing options, your business can connect more customers with your HVAC services.

Insulation

For Borrowers:

Insulation isn’t the most exciting part of your home to update, but the savings can be substantial. By updating your home’s insulation, you can save 20% on heating and cooling costs. Since heating and cooling costs represent about half of your home’s energy costs, insulation can be a key part of making your home more energy efficient and cutting down on your energy bills.

With a home improvement loan, you can afford the best insulation for your unique situation. Loans for insulation replacement can be a great way to start saving on your energy costs while keeping your home interior comfortable in all weather.

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For Businesses:

United National Credit helps pair applicants with the right lender for their financial needs. Loans for insulation installment can help a homeowner start saving on their energy bill today. By making affordable monthly payments, homeowners can get the full benefit of more efficient home heating and cooling through insulation financing.

Offering financing can expand your customer base and help you close more sales by offering services to customers who want to pay off a project in installments. United National Credit can work with applicants who have less than perfect credit, along with customers who have excellent scores. No one has to wait to start improving their home.

Plumbing

For Borrowers:

Maybe you’re facing an emergency repair. Maybe you want to install a new efficient water heating system. Whatever home repairs or upgrades you need for your home plumbing system, United National Credit can help. With affordable monthly payments that fit into your budget, you can get a loan for the amount you need for plumbing financing quickly and easily.

Improvements to your home’s water systems can help you save money in the long run. Water heaters last around 25 years and upgrading can save you up to 50% of your energy costs. When you add it up across years, that level of efficiency can make a real difference.

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For Businesses:

Plumbing projects range from the hundreds to thousands of dollars and not everyone wants to use their savings when home improvement loans are an option. Even with less than perfect credit, homeowners can receive loans for plumbing projects through United National Credit’s network of lenders.

Expand your customer base to everyone who wants to use your services! Home improvement loans work well for large plumbing projects when a homeowner doesn’t have cash on hand. A plumbing loan can help homeowners get the funds for unexpected repair needs sent directly to your business. That way, they can pay off the project in installments to the lender, while receiving the plumbing services from your business that they need today.

Pools & Spas

For Borrowers:

Pools provide a place to exercise, relax and enjoy yourself away from the bustle of daily life. Especially in warmer climates, pools can become a year-round hang-out spot for the family. Installing a pool can also add value to your property and attract more buyers should you ever decide to move.

Most homeowners secure a loan for pool installation because they want to start living out their pool dreams today, without waiting to save the $30,000 it costs on average to install a pool. The same goes for spas, another fantastic way to relax and restore yourself at home. Many homeowners don’t want to wait to start enjoying the benefits of a home spa. With a pool or spa loan, you can start making your dreams a reality today.

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For Businesses:

United National Credit can help match homeowners with less than perfect credit to lenders. There’s no need for them to put off their pool and spa dreams with the right home improvement financing available to customers from various financial profiles.

With pool and spa financing, homeowners are free to start their project right away. The funds for materials and services are sent directly to the contractor, making it simple to get the work done quickly and efficiently. United National Credit handles the application and loan matching process for the customer, freeing you up to focus on other parts of your business.

Remodeling

For Borrowers:

Everyone has a dream home. With remodeling financing, you can get started on that dream today. United National Credit helps homeowners with their remodeling dreams by financing projects like patios, getting new windows or doors, and replacing roofs and gutters.

Whether the homeowner is making repairs and replacing out-dated systems or designing and bringing to life their ideal living space, United National Credit can match homeowners, even those with less than perfect credit, to the right lender. United National Credit handles the application process for remodeling financing for home renovation projects, letting homeowners focus on other details of their remodel: picking out new windows, shopping for the right tile or landscaping their yard to perfection.

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For Businesses:

Remodeling financing helps contractors expedite and complete projects, with the funds needed for the project sent directly to your business. United National Credit handles pairing the customer with a lender in their network who can offer a remodeling loan with affordable monthly payments for the customer’s budget.

In short, customers can focus on the upgrades and details of their remodel. Contractors can focus on the design and installation of new home features. Remodeling financing lets businesses reach more customers and provide excellent service, without the wait.

Roofing

For Borrowers:

If you need to replace or repair your roof, costs can be high. The average roof replacement costs between $5,000 – $30,000+, and sometimes more depending on the complexity of the project. Homeowners are not always prepared for these expenses nor do they want to sacrifice savings. Roofing financing is a great way for homeowners to make the roofing repairs needed without cash on hand.

United National Credit can help match homeowners with the right lender, even homeowners with less than perfect credit. With unsecured financing, homeowners don’t need to worry about tying the roofing repairs or replacement to their home’s equity. Loans for roofing projects can be disbursed quickly, so homeowners can get the funds they need for emergency repairs right away.

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For Businesses:

A roofing project is a big purchase for most customers. Even with less than perfect credit, homeowners can receive loans for roofing projects through United National Credit’s network of lenders.

Open up your customer base with roofing financing. Roofing loans work well for projects where a homeowner doesn’t have cash on hand or just prefer to pay off the project in installments. A roofing loan can help homeowners get funds for unexpected roof repairs from one of our network of lenders. The funds are sent directly to your business. That way, the homeowner can pay off the project in installments to the lender, while receiving the roofing services that they need from your business today.

Siding

For Borrowers:

Siding can be costly, but it’s also a great way to improve your home’s market value and personalize the exterior of your home. Installing new siding is about $13000 for vinyl siding (one of the cheaper siding types). And siding removal – which will be needed if your home has old siding that needs to be replaced – costs around $3000.

While siding can be a great investment in your home’s value, it is an expensive project. Not all homeowners have cash on hand, but they may be looking to upgrade the siding on their house and enjoy more durable and energy efficient siding today.

Research by the National Association of Realtors shows that siding projects recoup 75% of their value. That is to say that the siding can greatly improve the look of a house and increase its curb appeal. Investing $12000 with a siding loan can improve the value of a house by $9000, in other words.

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For Businesses:

United National Credit helps homeowners with any financial profile, from great to less-than-perfect credit get the siding financing they need today. When your business offers siding financing, there’s no reason for homeowners to put off their siding projects. The funds are disbursed directly to your business and the homeowner makes affordable monthly payments to the lender, freeing up your business to provide services without any added risk or administrative burden.

Water Filtration

For Borrowers:

Water filtration system upgrades are not just an investment in your home’s value, they’re an investment in the health of your family. A water filtration loan can help you remove contaminants from your family’s drinking water right away. Clean water is necessary for cooking and cleaning safely. With the right water filtration system loan, homeowners, including those with less than perfect credit, can get the funds they need to install a new water filtration system today.

Bad tastes, chemicals, pollutants and bacteria can be removed from your water so that every drop is great tasting and pure. By installing a water filtration system – instead of just using a handheld water filter – you can make sure that the water you use for showering, watering plants and for your pets’ drinking water is safe and clean. United National Credit offers water filtration financing with affordable monthly payments so that homeowners don’t have to wait to get access to high-quality water for their families.

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For Businesses:

Financing for water filtration systems installment and upgrades is a great way to expand your business’ customer base. By offering financing from a network of lenders, United National Credit matches your customers with the right loan for their needs. The funds are sent directly to your business so that you can get started with the water filtration system project today.

Windows & Doors

For Borrowers:

Window & door loans help homeowners make the updates to their home’s energy efficiency, security and aesthetic. There are many factors to consider when investing in these core pieces of your home’s exterior: window size, type, hardware and features, and how it will be installed. The same goes for doors, where you’ll want to look at the durability, security features and energy efficiency in some detail before making a final decision.

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For Businesses:

United National Credit helps homeowners get the right window and door financing for their budget, freeing them up to focus on the important details. With affordable monthly payments, there’s no need for homeowners to wait to make desired repairs and replacements to the windows and doors in their home. By offering window & door financing, your business can help more homeowners complete projects and grow your customer base.

Other Home Improvement

For Borrowers:

Some home repairs are planned for, like upgrading water filtration systems or installing energy-efficient windows. Others are unexpected needs, like emergency plumbing or roofing repairs. Either way, homeowners don’t always have the cash on hand to make investments into their home which often run into the thousands or tens of thousands of dollars.

With United National Credit, homeowners don’t have to wait. United National Credit matches homeowners with home improvement loans from lenders that are right for them. Even homeowners with less than perfect credit can receive a home improvement loan with an affordable monthly payment. Funds are disbursed quickly and directly to the merchant or contractor.

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For Businesses:

This process benefits merchants, who don’t have to take on initial costs like purchasing materials, as the full amount of the home improvement project can be financed upfront. The homeowner is able to make regular monthly payments to the lender, allowing them to get the home improvements they need today.

By not delaying home improvements like upgrading their HVAC system or insulation, homeowners can save on their energy costs for years to come. Other Home Improvement financing options can help homeowners install home automation systems, improve their home’s security and style their living spaces exactly the way they want to.