Who We Are

Our Leadership has over 30 years of leadership in consumer financing, including at Fortune 500 companies. We started as United Medical Credit, offering financing programs to healthcare providers and connecting thousands of patients with lenders. Building on that success, we’ve expanded into other verticals with United National Credit: home improvement and retail financing.

What Sets Us Apart

We have a lending waterfall that allows us to get a high number of applications approved for financing. By working with multiple lenders, we successfully match borrowers with a loan that fits their financial profile and budget.

For Borrowers:

United National Credit has years of experience pairing borrowers with the right loan for their budget. We connect you with Home Improvement and Retail loans for a wide range of projects and goods. United National Credit works with borrowers from all financial backgrounds, including those with less than perfect credit.

Whether you’re wanting to install new roofing, design a dream kitchen, put in a new pool, invest in a top-of-the-line sewing machine or set up a home theater system, United National Credit can disburse funds directly to the Merchant or Retailer. You can also get loans for unexpected situations such as emergency home repairs, HVAC replacement, plumbing projects and auto repairs after an accident.

“The easiest most convenient process I have ever experienced when applying for a loan. My credit isn’t the best but they were able to approve me quickly. Steve F. was my loan consultant and he kept in constant communication with me during the applying and approval process.”

-Tammy R.

“This is a company that has really made a huge impact on my life and I could not be HAPPIER! Very straightforward process and it wasn’t as complicated as I thought it would be.”

-S. E.

For Businesses:

At United National Credit, we pride ourselves on the personalized customer service we provide to our business clients. Each business that offers one of our financing programs is assigned to their own account manager at United National Credit. Our expert account managers draw on their years of experience and passion for excellence to give your business the level of attention and support you need to be successful with one of our financing programs.

By offering financing to a broader range of customers, businesses can sell more of their products and services by accessing a new audience. We handle all of the administrative load in connecting borrowers with lenders, freeing you up to focus on other important parts of growing your business.